Thursday, August 11, 2011
Less than a year of credit history, $13,600.00 annual income, no possible cosigner and I need a small loan.?
Ok. so i have been turned down from EVERYONE trying to make this work. I'm trying to get a loan of aprx $6,000.00 I make a little over $1,100.00 a month (working 16hrs a week). I have 7months of credit and my FICA is in the mid to lower 600's. I have been denied from all of the lenders I've contacted either because of my lack of credit history, my annual income, or the hours I work (its usually one or the other). I'm techincally still living with my parents so I can put at least $350 a month towards a loan wich makes interest next to irravelent since im not taking out that much money, but a co-signer is completely out of the question, which has been my biggest set back. so is there ANYTHING i can do? does anyone know of any small time lenders or anything that work with people in my situation? any input is greatly appreciated. thanks.
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